Paper checks are so last-century. According to a survey by Blackhawk Network Shopper, #digital #payments are on the rise and consumers are frustrated when their money does not move at the speed they want. And the impending move to chip-and-pin credit cards by retailers nationwide – which is sure to cause confusion and frustration and longer lines at stores – could give an even bigger boost to so-called mobile wallet systems like Apple Pay, Google Pay and others.But it isn’t just consumers who are disappointed: Even developers are up in arms about trying to get online marketplaces working with banks and other financial institutions.