By their very nature, antiquated, static identifiers like Social Security numbers and dates of birth are worse than passwords.
There is no ignoring it: our financial security is compromised daily. Many security professionals reading this wouldn’t hesitate to recount all the breaches they’ve been a part of as consumers: merchant breaches in which replacement cards forced you to update your linked accounts, or data compromises when personal information was stolen and identity theft protection was provided, forcing you to consider freezing new credit originations.
